Office - Portside Real Estate


For those who want to acquire a house, it helps to get your finances in order. That way, you can quickly and effortlessly navigate the homebuying journey without having to worry about how you'll afford your dream house.

There are many quick, easy ways to straighten out your finances before you embark on the homebuying journey, such as:

1. Assess Your Credit Score

Your credit score ultimately can play a major role in your ability to secure a great mortgage. If you understand your credit score, you may be able to find ways to improve it prior to conducting a home search.

It is important to remember that you are entitled to a free copy of your credit report annually from each of the credit reporting agencies (Equifax, Experian and TransUnion). Request a free copy of your credit report today, and you can take the first step to evaluate your credit score.

If you find that your credit score is low, there is no need to worry. You can always pay off outstanding debt to improve your credit score over time.

Also, if you identify any errors on your credit report, you'll want to address these mistakes immediately. In this scenario, you should contact the agency that provided the report to ensure any necessary corrections can be made.

2. Look Closely at Your Monthly Expenses

When it comes to buying a house, it generally helps to have sufficient funds for a down payment. The down payment on a house may fall between 5 and 20 percent of a home's sale price, so you'll want to have enough money available to cover this total for your dream residence.

If you evaluate your monthly expenses, you may be able to find ways to save money for a down payment on a house.

For example, it may be beneficial to cut out cable TV for the time being and use the money that you save toward a home down payment. Or, if your dine out frequently, cooking at home may prove to be a substantial money-saver that could help you speed up the process of saving for a down payment.

3. Get Pre-Approved for a Mortgage

With pre-approval for a mortgage, you can enter the housing market with a budget in hand. Then, you'll be better equipped than ever before to narrow your search to houses that fall within your price range.

To get pre-approved for a mortgage, you'll want to meet with banks and credit unions. These financial institutions can teach you about different mortgage options and help you assess all of the options at your disposal.

Furthermore, don't hesitate to ask banks and credit unions about how different types of mortgages work. This will enable you to gain the insights that you need to make an informed decision about a mortgage based on your financial situation.

If you need extra help as you prepare to pursue a house, you may want to hire a real estate agent as well. In fact, a real estate agent can help you find a high-quality house at a budget-friendly price in no time at all.


This Single-Family in Duxbury, MA recently sold for $1,125,000. This Cape style home was sold by Office Portside - Portside Real Estate.


95 Crescent St, Duxbury, MA 02332

Single-Family

$1,199,999
Price
$1,125,000
Sale Price

10
Rooms
6
Beds
2/1
Full/Half Baths
Great opportunity!! Water views from a beautiful backdrop under the iconic Miles Standish Monument. Incredible location, directly across from Howlands Landing, great access to the bay, possible mooring,(check the Harbor Master). Custom, solidly built home with newer roof, new generator, updated electric, and heated sun room with floor to ceiling sliders. Bring your imagination: open the floor plan or add a dormer to the second floor to take in the view while keeping the charm. Looking for a first floor master ? 2-3 bedrooms with a full bath can be converted to master suite. The second story has 3 oversized bedrooms & a full bath....Such a lovely and popular area for a walk or a bike ride surrounded by the bay! Call for a private showing.

Similar Properties




7 Prospect St., Kingston, MA 02364

Single-Family

$499,900
Price

7
Rooms
3
Beds
2/1
Full/Half Baths
NEW Construction in an established cul-de-sac neighborhood, 2200+ sf, 3 bed, 2.5 bath Colonial, 2 Car Garage. Open floor plan, master bath with walk in closet, large bedrooms, slider with deck off the custom kitchen. An ideal location home on a dead end street- so you can enjoy taking walks out of your new construction with the luxury of mature trees. This new home is perfect for any commute; easy access to commuter rail, Rte. 3 and to Rte. 44! Close to shopping areas, restaurants, and the Plymouth waterfront. Enjoy the outdoors at Foundry Pond, Gray's Beach, or take a short ride to Plymouth or Duxbury Beach. Expansion opportunity for a finished basement or additional detached garage at the back of the lot at an additional cost. Scheduled completion date in early spring!
Open House
No scheduled Open Houses

Similar Properties



http://www.duxburyclipper.com/news/2018-12-05/Weekly/Around_Town_002.html


This Single-Family in Bridgewater, MA recently sold for $540,000. This Cape style home was sold by Office Portside - Portside Real Estate.


25 Trebors Way, Bridgewater, MA 02324

Single-Family

$549,000
Price
$540,000
Sale Price

9
Rooms
3
Beds
2/1
Full/Half Baths
Beautiful 9 room expansive custom Cape in picturesque cul de sac minutes to Routes 495/24/44. New roof, all baths renovated in 2017, whole house generator, wood floors, marble, granite, quartz. New master bedroom closet system, alarm, new laundry room, new exterior doors, central air, central vac, gas range top.

Similar Properties





Loading